The smart way to pay with cash online

Worldwide, secure e-payments solutions for individuals and businesses

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How do you pay online with cash?

hand holding coins
  • SmartPay Icon

    The SmartPay account lets you issue your own Vouchers, top-up your Prepaid Card and transfer money to and from other accounts.

  • SmartPay Card

    Get a SmartPay account and you'll also get a Prepaid Card, which you can top-up at shops and use online.

  • SmartPay Voucher

    Buy a SmartPay Voucher in any of 25,000 shops with the PAYPOINT or PayZone sign, and use the voucher number to pay online.

  • ?

    If you don't have a credit card, you need another way to pay online. That's where SmartPay comes in.

hand holding device

Converting your cash into electronic money enables you to spend online securely, discreetly and conveniently without the need for a credit card or a bank account. Exchange your cash for a secure voucher, top up your reusable card or withdraw funds from your online account - SmartPay does it all.

What do you get?

SmartPay Voucher

The Voucher

SmartPay vouchers can be bought from any one of 52,000 Payzone and PayPoint outlets in the UK. Buy your voucher with cash and use it to purchase items discreetly, make secure payments online or load your SmartPay account for money transfer.

SmartPay Card

The Prepaid Card

SmartPay cards are ideal for those wishing to make repeat purchases. Simply load your card in-store or online and use your balance to pay for your goods or services.

SmartPay Account on a laptop

The Account

Your free Smart Account remembers everything for you so your bank and card details are always protected. Every time you pay for something online it's kept simple, and most importantly, secure. It's your wallet and bank account in one!

Do you need a prepaid Visa card?

SmartPay Voucher

SmartPay is pleased to offer you their prepaid Visa and Virtual Visa Cards. There are no credit checks involved so your acceptance is virtually guaranteed whatever your credit history. Load the card directly and it's ready to use immediately.

There are no credit checks involved so your acceptance is virtually guaranteed whatever your credit history. Load the card directly and it's ready to use immediately.

Apply for a SmartPay Visa Card
login to your SmartPay Visa Account

How does it work?

step 1 shop

The SmartPay account offers users the ability to manage their finances.

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step 2 cash desk

The SmartPay account offers users the ability to manage their finances.

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step 3 voucher

The SmartPay account offers users the ability to manage their finances.

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 step 4 use online merchant

The SmartPay account offers users the ability to manage their finances.

© SmartPay Ltd. All Rights Reserved. Use of this website is subject to our Terms and Conditions.

Registered in England and Wales. Company number 08054321.
Registered office 45 Carnaby Street, London, W1F 9PP.

None of the information contained in this website
constitutes, nor should be construed as Financial Advice.

If you have any questions please contact us.
Corporate partners please click here.
To close your account, contact our customer services at
support@smartpayaccount.com.

SmartPay Ltd. being a wholly owned subsidiary of Smart Pay Limited, a company registered in Ireland under company number 523241, and as such are an appointed representative of Commonwealth Finance Solutions Bank Ltd who are authorised and regulated by the UK Financial Conduct Authority under Electronic Money Regulations 2011 for the issuing of electronic money. Reg No 476040.

www.fca.org.uk